The timely cautioning method and equipment for immediate payment without cash is used to decrease the loss caused by being illegally embezzled. When the credit cards or mobile phones are used as generators of transaction, the information of the transaction is transmitted through the computer account keeping system to transaction signals emitting station to emit. A real right owner uses an account setting receiving unit to receive the display the transaction information so as to know that above-mentioned transaction just takes place. If illegal embezzling occurs, the real right owner can take measures in time, for example reporting the loss of the credit card, changing the secret code to telephone bank or giving an alarm to police to decrease loss and crack the criminal case early. |