The invention discloses a trade payment method. It pre-sets the image that contains information correlation to the account of user, image capturing device and image analyzing center. When taking trading process, the image-capturing device captures the image and sends to server terminal, which at least comprises trading information of image and sever operator account correlative information, and sends to bank trade process system. Process system would sends the image to image analyzing center and the image information containing user account relative information would be analyzed. Then, account transferring would be operated according to the current trade amount. By using the invention, user can only show image when taking consumption. One account can be used for plural users by copying image. |