The present invention connects banking host computer to self-service counter system server through network; said server connected with several counter client terminals, cash process unit, and counter member operation control desk, each counter client terminal configured speech-sounds conversation device, cryptographic keyboard, card read-write equipment, voucher printing unit, identity card identification/reader, and client information input device; counter member operation control desk configured speech-sounds conversation device, card read-write equipment, and voucher printing unit. System configuring deal directing operation executes total system operational process; client submits deal or service request etc operation through counter client terminal; counter member completing confirming, authorization and showing voucher operation through counter member operation control desk. Said invention changes the traditional one-to-one counter service mode into one-to-many interactive self-service counter service mode, thereby raising efficiency. |